Physical Damage

Physical Damage

This covers property damage of such units that are scheduled on the policy.

Classes of business available
  • Dumping operations (Sand, Gravel & Debris, Cement Mixers)
  • Long haul and Local operations (Dry freight Box/Van, Reefer Van)
  • Flatbed loads, & Oversized/Overweight Loads
  • Intermodal/Containerized Freight.
  • Towing operations.
  • Car carriers operations.
  • Straight trucks, Light/Medium trucks (Food delivery & Vendors)
  • Logging, Grain & Farmers
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Additional Coverage

  • Rental Reimbursement coverage.
  • Towing & Mechanical Breakdown coverage.
  • GAP coverage. Family Emergency Travel coverage.
  • Electronic Equipment & Personal property coverage.
  • Glass/Windshield breakage expense coverage. (Included with Comp.)
  • Downtime coverage payments for covered loss after waiting period.
  • Temporary vehicle coverage. (While scheduled unit is being repaired)
  • Diminishing deductible for Loss Free experience.
  • Payment of certain fluids in a covered loss